Fee-only fiduciary financial advisory firm in Lakewood, CO offering flat-rate financial planning, tax strategy, and retirement planning without broker fees or commissions.
AlignPoint Wealth (APW) is a registered investment adviser offering advisory services in Colorado and other jurisdictions. Led by Nestor Vargas, CFP, CEPA, they provide flat-fee financial planning, tax strategy, investment management, and retirement planning.
The firm manages assets through Charles Schwab with bank-level encryption. They are fee-only and fiduciary — never earning commissions or selling products. Located at 355 S Teller St. Suite 200, Lakewood, CO 80226. Phone: +1-720-709-2202.
Fee-only, fiduciary — no commissions, no conflicts
Flat-fee comprehensive planning
14+ years of professional experience
17.5-star client reviews
Wealthtender 2025 Voice of the Client Highly Rated Advisor Award
Registered investment adviser in Colorado
Charles Schwab for asset management
Services
Financial Planning
Custom-built financial plans around unique spending, lifestyle, tax, and retirement vision.
Comprehensive planningCustom-built around client needs
Tax Planning
Personalized tax planning strategies integrated with retirement and investment planning.
Tax strategy integration
Retirement Planning
Strategies for retirement including where to invest and withdrawal planning.
Investment Management
Investment planning and management through Charles Schwab with fiduciary approach.
Charles Schwab platform
Estate Planning
Estate planning coordination and guidance.
Credentials & Certifications
Registered Investment Adviser (Colorado)
CFP (Certified Financial Planner)
CEPA
Wealthtender 2025 Voice of the Client Highly Rated Advisor Award
Since 2025
Reviews
Rating
5
★★★★★
Reviews
3
"I would not hesitate to recommend Green Mountain Planning."
Frequently Asked Questions
What makes AlignPoint Wealth different from traditional advisors? +
AlignPoint Wealth operates on a flat-fee model with no commissions, no conflicts, and 100% focus on client goals. They provide comprehensive financial planning, tax strategy, investment management, and retirement planning with complete transparency and no selling of products.
What is Nestor Vargas' background? +
Nestor Vargas worked for one of the largest financial organizations for 8 years before launching Green Mountain Planning (now AlignPoint Wealth) in 2018. He delivers highly efficient strategies for tax reduction, smarter investing, and early retirement. He is fee-only, fiduciary, and independent with no commissions.
What credentials does AlignPoint Wealth have? +
AlignPoint Wealth is a registered investment adviser in Colorado, notice-filed in Texas. Nestor Vargas holds CFP (Certified Financial Planner) and CEPA credentials. They have received the Wealthtender 2025 Voice of the Client Highly Rated Advisor Award.
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