BAM Advisory Group

Helping successful professionals and retirees maximize their retirement and life through comprehensive financial planning and personalized investment strategies.

Financial planner in Lakewood, CO (show on map)

4.9

★★★★★

65 reviews

BAM Advisory Group provides personalized retirement plans for professionals and retirees in the Denver metro area, Lakewood, CO.

Call (303) 531-5055

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About

BAM Advisory Group is a Lakewood, Colorado-based financial advisory firm that helps successful professionals and retirees maximize their retirement and life through comprehensive financial planning and personalized investment strategies. With a team including David Afraimi (Founder), Kristy Afraimi (COO), and multiple advisors, the firm has served thousands of families since 2005 using their proprietary BAM Retirement Gameplan process.

In business since 2005 — over 20 years of experience

Lakewood, Colorado-based with Denver metro presence

Independent registered investment adviser (fiduciary)

Proprietary BAM Retirement Gameplan process

Transparent tiered fee schedule — no hidden fees

Team of multiple advisors including CFPs and CFPQP holders

Recognized as Best of Mile High Financial Planning firm (2025)

Serves clients locally and nationally

Services

Retirement Income Planning

Planning for reliable income in retirement including Social Security optimization, income and expense analysis, inflation planning, spousal planning, and longevity planning.

Social Security optimization Income and expense analysis Inflation planning Spousal planning Longevity planning

Investment Planning

Building a retirement investment strategy designed to hold up when volatility and distributions collide, including assessing risk tolerance, reviewing portfolio fees, and evaluating risk management options.

Risk tolerance assessment Portfolio fee review Volatility control Portfolio rebalancing

Tax Planning

Proactive tax planning strategies to help clients keep more of what they have earned, including assessing taxable holdings, spousal stretch IRA planning, and tax-deferred/tax-free dollar strategies.

Taxable holdings assessment Spousal stretch IRA planning Tax-deferred dollars Tax-free dollars Beneficiary planning

Healthcare Planning

Medicare planning and long-term care planning to protect health and savings from rising healthcare costs.

Medicare Parts A, B, and D analysis Long-term care planning

Legacy Planning

Estate and income planning to ensure wealth passes to beneficiaries tax-efficiently through strategies including IRA and qualified account inheritance planning.

Estate planning IRA inheritance planning Qualified account planning Trust strategies

Credentials & Certifications

Registered Investment Adviser

BAM Wealth Management, LLC (Affiliate RIA)

Reviews

Rating

4.9

★★★★★

Reviews

"Their team is very responsive to our questions & needs."

Frequently Asked Questions

What services does BAM Advisory Group offer? +

BAM offers retirement income planning, investment management, tax-smart withdrawal strategies, insurance and long-term care guidance, and legacy and estate coordination through their proprietary BAM Retirement Gameplan process.

What is the BAM Retirement Gameplan? +

The BAM Retirement Gameplan is a personalized retirement strategy designed to align income, taxes, investments, healthcare, and legacy needs. It provides both structure and flexibility to help design a retirement you can count on.

How much do I need to start working with BAM Advisory Group? +

Their planning process tends to bring the greatest value to clients with $500,000 or more in investable assets, though every situation is unique and they consider each client's individual circumstances.

What can I expect in my first meeting with BAM? +

Your first meeting focuses on your goals, concerns, and current financial picture. They will introduce the BAM Retirement Gameplan. At the end, they will discuss next steps to determine the best path forward.

How do BAM's advisory fees work? +

BAM uses a tiered fee schedule based on total assets under management. Fees range from 1.50% for $0-$500,000 down to 0.25% for $50,000,001 and up. Billing occurs monthly in arrears at the household level.

Where is BAM Advisory Group located? +

BAM Advisory Group is located at 165 S Union Blvd, Suite 675, Lakewood, CO 80228.

What are BAM's office hours? +

Monday through Thursday 9 AM to 5 PM, Friday 9 AM to 3 PM. Most client appointments take place Tuesdays, Wednesdays, or Thursdays during regular hours. Evening appointments can be arranged upon request.

Does BAM offer virtual/online services? +

BAM serves clients throughout the Denver metro area and across the country. They use web video conferencing (Skype, Google+ Hangouts) as well as traditional phone and email communications.