EASIEST MORTGAGE SERVICES

The Easiest MortgageFor Your Best Living

Financial services in Englewood, CO (show on map)

5.0

★★★★★

1 reviews

Easiest Mortgages offers a wide range of mortgage solutions tailored to diverse borrower needs, including self-employed, veterans, first-time buyers, and investors, with a focus on stress-free, transparent lending.

Call (480) 518-3598

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About

Easiest Mortgages is dedicated to simplifying the mortgage process for all types of borrowers, from those with credit challenges to self-employed individuals and veterans. The company leverages extensive industry experience and a robust network of lenders to secure the best rates and terms, ensuring a seamless and stress-free home financing journey.

Extensive experience in mortgage and real estate

Diverse product offerings for unique borrower situations

In-house pre-underwriting team ensuring timely loan closures

Services

30 Year Fixed Rate Mortgage

A traditional mortgage with a fixed interest rate over 30 years, providing stable monthly payments.

Fixed interest rate 30-year term Predictable monthly payments

15 Year Fixed Rate Mortgage

A mortgage with a fixed interest rate over 15 years, offering lower total interest costs.

Fixed interest rate 15-year term Lower total interest

Adjustable Rate Mortgage (ARM)

A mortgage with an initial fixed rate that adjusts periodically based on market indices.

Initial fixed rate Adjustable rate after fixed period Potential for lower initial payments

Bridge Loan

Short-term financing to cover the gap between purchasing a new property and selling an existing one.

Temporary financing Secured by current property Typically 6-12 months

Commercial Loans

Financing solutions for commercial real estate, including apartments, office buildings, and more.

Diverse property types Up to $300M loan amounts Nationwide coverage

VA Loans

Government-backed loans for veterans, offering zero down payment and no private mortgage insurance.

Zero down payment No PMI Limited closing costs

Credentials & Certifications

Licensed broker in 38 states

Since 2010

Top 10% nationwide in service and production with Wells Fargo

Since 2022

Reviews

Rating

★★★★★

Reviews

Frequently Asked Questions

What is a mortgage, and how does it work? +

A mortgage is a loan used to purchase a home, where the property serves as collateral. Borrowers make regular payments that include principal and interest over a set term, typically 15 or 30 years, until the loan is fully repaid.

What factors determine my eligibility for a mortgage? +

Eligibility is primarily based on credit score, debt-to-income ratio, employment history, down payment amount, and the value of the property being purchased.

How much can I qualify for? +

The amount you can qualify for depends on income, debts, down payment, and credit score. Lenders use ratios like the Gross Debt Service (GDS) and Total Debt Service (TDS) to assess affordability.

What is a bridge loan? +

A bridge loan is a short-term financing option that helps borrowers bridge the gap between selling one property and purchasing another, typically lasting 6-12 months.

Can I refinance out of an ARM? +

Yes, many homeowners refinance to a fixed-rate mortgage before the adjustable period begins, especially if market rates increase.

Is an ARM loan a good idea right now? +

If you plan short-term ownership or anticipate rate drops, an ARM may reduce your total interest payments versus a fixed-rate mortgage.