FINANCIAL JUGGERNAUT

Financial consultant in Boulder, CO (show on map)

Life Made to Order Financial provides modern financial solutions for individuals and families including living benefits life insurance, tax-free retirement with IUL, mortgage protection, and business planning.

Call (303) 579-7227

Navigate to Visit website

About

Life Made to Order Financial is a financial services company led by Andre and Mara Simoneau. They offer living benefits life insurance (modern insurance you don't have to die to use), tax-free retirement with Indexed Universal Life (IUL), IUL for Kids as a savings strategy, mortgage protection plans, and business planning services including key person insurance, infinite banking, and buy-sell agreements.

Located in Littleton, CO and Kauai, HI.

Living Benefits included at no extra cost

Modern life insurance you don't have to die to use

IUL for tax-free retirement

0% floor protection on indexed strategies

Tax-free access to cash value

Services

Living Benefits Life Insurance

Modern life insurance with early access to death benefit if you become seriously ill or injured. Pays out on heart attack, stroke, cancer, blindness, paralysis, traumatic brain injury, major organ transplant, kidney failure, and more.

Early access to death benefit Critical illness coverage Chronic illness coverage Terminal illness coverage No extra cost

Tax-Free Retirement with IUL

Indexed Universal Life Insurance designed for tax-free retirement. Grows cash value tied to market indices with 0% floor protection while providing permanent life insurance protection.

Tax-free income Market-linked growth 0% floor protection Cash value accumulation Permanent protection

IUL for Kids

Indexed Universal Life insurance set up for children as early as possible for long-term savings and financial security.

Compound interest growth Tax advantages Lock in lifetime protection Living Benefits included Teaching financial responsibility

Mortgage Protection

Life insurance plans designed to pay off mortgage balance if a breadwinner passes away, with free Living Benefits riders.

Pays off mortgage Living Benefits included Peace of mind

Business Planning

Strategies to safeguard businesses including key person insurance, buy-sell agreements, and business continuity planning.

Key Person Insurance Infinite Banking Buy-Sell Agreements Business Continuity Retirement Planning for business owners

Fixed Indexed Annuities

Insurance products providing guaranteed growth with upside potential based on stock market index performance.

Guaranteed minimum interest Tax-deferred growth Market downside protection Steady retirement income

Frequently Asked Questions

What are Living Benefits? +

Living Benefits are the new kind of life insurance - it's life insurance you don't have to die to use. By having a policy with Living Benefits, you gain early access to the policy's death benefit if you become seriously ill or injured during your lifetime.

How do Living Benefits work? +

When a qualifying health event occurs on an active policy, Living Benefits allow the insured party to accelerate the death benefit at a discounted rate. The discount varies depending on the severity of the illness or injury.

What is IUL? +

Indexed Universal Life (IUL) is a unique life insurance plan that provides financial security and long-term growth potential. It offers protection and acts as a savings vehicle for child's future endeavors such as education, a down payment on a home, or starting a business.