Flatirons Wealth Management:Steve Zakelj

Planning and investing the way you would if you knew what we knew.

Financial planner in Boulder, CO (show on map)

3.0

★★★☆☆

2 reviews

Flatirons Wealth Management is a fee-only financial planning and wealth management firm in Boulder, CO, offering tailored services for recent graduates, working professionals, entrepreneurs, and retirees.

Call (720) 446-6093

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About

Flatirons Wealth Management is a fee-only financial planning and wealth management firm located in Boulder, CO. Their financial planning and investment management services are tailored to specific needs and stages in life.

They work with recent graduates, working professionals, entrepreneurs/small business owners, and retiring/retired individuals. As a fee-only fiduciary, they do not receive sales commissions and are not beholden to a particular investment product or company. They primarily utilize a low cost, passive investment style.

Fee-only fiduciary — no commissions, no sales pressure

CFP professional founder with research and market strategy background

Low cost, passive investment style

NAPFA, Fee-Only Network, and XY Planning Network member

Local Boulder, CO firm

Active volunteer with Cultivate's Yardbusters program

Services

Comprehensive Financial Planning

Hand-crafted financial plans covering saving, budgeting, tax issues, mortgage, employee benefits, insurance, college saving, retirement planning, and estate planning.

Saving and budgeting Tax issues Mortgage planning Employee benefits Insurance review College savings Retirement planning Estate planning

Investment Management

Low cost, passive investment management with individual attention. Questioning if current advisor fees are justified.

Low cost investments Passive strategy Portfolio analysis

Hourly Consulting

Quick answers to specific problems or reassurance that what you're doing is correct. No formal written plan beyond a brief follow-up summary.

Quick questions Specific problems Reassurance

Recent Graduate Services

Help with student loans, credit cards, retirement savings, 401(k) decisions, and employee benefits for new graduates.

Student loan strategy Credit card guidance 401(k) optimization

Working Professional Services

Integration of employer benefits, retirement savings, life insurance, and financial planning for established professionals.

Benefits integration Retirement planning Insurance analysis Estate planning

Credentials & Certifications

Certified Financial Planner (CFP)

NAPFA Member

Fee-Only Network Member

XY Planning Network Member

Reviews

Rating

★★★☆☆

Reviews

"On-site services"

Frequently Asked Questions

Why choose Flatirons Wealth Management? +

They combine three factors: Education (CFP professional), Experience (background in research and market strategy), and System (fee-only fiduciary, no commissions, no high pressure sales tactics). They align their interests with yours — when your investments do well, they do well; when investments decline, they take a pay cut too.

What makes Flatirons different from other advisors? +

They are a fee-only fiduciary — no commissions, no high pressure sales, no churning accounts, no vice-presidents to pay, no trips to Mexico if you purchase a service. They primarily utilize low cost, passive investment style but are not mindless robots — they seek to use individual investor advantages to client's benefit.

Who does Flatirons Wealth Management work with? +

They work with recent graduates, working professionals, entrepreneurs/small business owners, and retiring/retired individuals. Their services are tailored to specific life stages and needs.

Does Flatirons offer estate planning? +

Yes, comprehensive financial planning includes estate planning as part of the overall plan covering retirement, insurance, and legacy goals.