gil berman

Financial planner in Boulder, CO (show on map)

5.0

★★★★★

2 reviews

Independent fee-only financial adviser in Boulder, CO providing objective investment advice and financial planning services to clients nationwide.

Call (303) 443-8052

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About

Gil Berman is an independent financial adviser and Registered Investment Adviser in Colorado and California with clients across many states and internationally. As a fee-only adviser, Gil does not sell any financial products and is compensated primarily on an hourly basis, minimizing conflicts of interest and allowing truly objective investment advice solely in the client's best interest.

Services include current portfolio review and analysis, investment recommendations, asset allocation, cash flow analysis, retirement planning, social security optimization, college education planning, estate planning coordination, tax planning strategy, and company stock options review. Gil's practice is set up to minimize conflicts of interest. Prior to becoming an adviser, Gil was a Market Maker on the American Stock Exchange from 1983-1990, managing proprietary trading accounts in options strategies. Gil holds an MBA in Finance from UCLA Anderson School of Management and a BA in Mathematics from UC Berkeley.

36 years of experience since 1990

Fee-only — no product sales, hourly compensation

Truly objective advice with no conflicts

Former American Stock Exchange Market Maker

Top educational credentials (UCLA MBA, UC Berkeley BA Phi Beta Kappa)

Licensed in Colorado and California with international clients

Services

Portfolio Review and Analysis

Current portfolio review and analysis to assess existing investments and identify optimization opportunities.

Portfolio assessment Investment analysis Optimization recommendations

Investment Recommendations

Investment recommendations for taxable and retirement accounts based on individual goals and risk tolerance.

Taxable accounts Retirement accounts Personalized recommendations

Asset Allocation

Asset allocation recommendations including alternative investments for portfolio diversification.

Diversification Alternative investments Risk management

Retirement Planning

Retirement planning including readiness assessment and distribution strategy for retirement accounts.

Retirement readiness Distribution strategy Income planning

Social Security Optimization

Social Security optimization strategies to maximize retirement benefits.

Benefit maximization Timing strategies

Tax Planning Strategy

Tax planning strategy for investments to minimize tax burden and maximize after-tax returns.

Tax-efficient investing Loss harvesting Asset location

Credentials & Certifications

Registered Investment Adviser (Colorado)

Since 2003

Registered Investment Adviser (California)

Since 2003

MBA in Finance - UCLA Anderson

Since 1982

BA in Mathematics - UC Berkeley (summa cum laude, Phi Beta Kappa)

Since 1979

Reviews

Rating

★★★★★

Reviews

Frequently Asked Questions

What type of adviser is Gil Berman? +

Gil Berman is an independent, fee-only Registered Investment Adviser in Colorado and California. He does not sell financial products and is compensated primarily on an hourly basis, allowing him to offer truly objective investment advice solely in his clients' best interest.

What is Gil Berman's background? +

Gil Berman was a Market Maker on the American Stock Exchange from 1983-1990, managing proprietary trading accounts. He has been a financial adviser since 1990 and is licensed as a Registered Investment Adviser in Colorado and California.

Where is Gil Berman's office located? +

Gil Berman's office is located at 4450 Arapahoe Avenue, Suite 100, Boulder, CO 80303, just east of Foothills Parkway on the south side of Arapahoe Avenue.

How is Gil compensated? +

Gil is compensated primarily on an hourly basis as a fee-only adviser. He does not sell any financial products, which minimizes conflicts of interest and allows him to offer objective investment advice solely in the client's best interest.

What is the process for becoming a client? +

The process includes: (1) Call or email to discuss your situation and set up an initial meeting at no charge, (2) Execute the Advisory Agreement and return it with financial materials using the Client Checklist as a guide, (3) Gil reviews materials and contacts you to schedule a meeting, (4) At the first meeting, you receive targeted investment/financial planning feedback and recommendations, (5) Ongoing availability for follow-up questions and annual reviews.

What are Gil's educational credentials? +

Gil holds an MBA in Finance from UCLA Anderson School of Management (1982) and a BA in Mathematics from UC Berkeley (1979), graduating summa cum laude and Phi Beta Kappa.