GreenStar Advisors

Simple. Proactive. Accountable.

Financial planner in Centennial, CO (show on map)

5.0

★★★★★

4 reviews

Fee-only fiduciary financial advisory firm in Centennial/Denver, CO providing comprehensive financial planning, portfolio management, and wealth management services.

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About

GreenStar Advisors is a fee-only fiduciary financial advisory practice in Centennial, CO serving clients across Denver and the Front Range. The firm is built on the belief that clients deserve an advisor who works as their legal fiduciary, where needs and interests are contractually bound to come first.

Services include Financial Planning, Portfolio Management (fee-only, commission-free with fully liquid investments), Risk Assessment using the innovative GreenStar Risk Rater tool, Fiduciary Financial Advising, Estate Planning, Retirement Income Planning, and Tax Planning. The firm follows the P.A.T.H. Process for financial planning and emphasizes transparency in fees, disclosed quarterly in plain English. GreenStar's goal is to help clients grow in financial freedom, build rich relationships, and pursue their passions.

Fee-only fiduciary — legally bound to put client interests first

Fully liquid investments — exit anytime without fees

Innovative GreenStar Risk Rater (1-100 scale)

P.A.T.H. Process for comprehensive planning

Transparent fees disclosed quarterly in plain English

Proactive monthly portfolio review

Services

Financial Planning

Comprehensive financial planning evaluating current situation by analyzing assets, income, and expenditures to identify retirement income picture, actions to pursue financial goals, and risks to address.

Current situation analysis Goal identification Risk assessment Retirement income planning

Portfolio Management

Disciplined fee-only portfolio management with proactive monthly review on the first trading day. Focuses on fully liquid investments with no commissions or trading fees.

Fee-only (no commissions) Fully liquid investments Monthly portfolio review Risk-based portfolio construction

Risk Assessment

Innovative risk assessment using the GreenStar Risk Rater tool that scores clients on a scale of 1-100 to determine their unique risk profile and corresponding portfolio.

GreenStar Risk Rater tool Risk score 1-100 Self-discovery process Portfolio aligned to risk score

Fiduciary Financial Advising

Fee-only fiduciary advisory where the firm is legally bound to put client interests first, operating under the Fiduciary Standard rather than the lesser Suitability Standard.

Legal fiduciary duty Fee-only compensation Conflict-free advice Full transparency

Estate Planning

Estate planning services including beneficiary review, asset list creation, account retitling, and counseling on estate wishes. Works with outside professionals at no additional cost.

Beneficiary review Asset list creation Account retitling Estate planning meetings

Retirement Income Planning

Retirement income planning to mitigate the risk of running out of money, creating a picture of safe withdrawal rates and ongoing income strategy.

Retirement income plan creation Safe withdrawal analysis Ongoing recalibration Lifestyle-focused

Credentials & Certifications

Registered Investment Advisor

Reviews

Rating

★★★★★

Reviews

Frequently Asked Questions

What does it mean that GreenStar is a fiduciary? +

A fiduciary is someone ethically and legally bound to put their client's interests above their own. As fee-only fiduciaries, GreenStar Advisors works exclusively in clients' best interests without commissions or product sales.

What is the P.A.T.H. Process? +

P.A.T.H. stands for Picture, Analyze, Travel, and Heed. Picture creates a vision of where you are now and where you want to go. Analyze examines your goals and tools to reach them. Travel is taking action with the strategy. Heed involves ongoing monitoring and adjusting as life changes.

How does GreenStar's portfolio management work? +

GreenStar manages portfolios on a discretionary fee-only basis with fully liquid investments. They review positions monthly on the first trading day and make changes based on individual risk level and goals. There are no trading fees, surrender penalties, or early redemption fees.

What is the GreenStar Risk Rater? +

The GreenStar Risk Rater is an innovative tool that scores clients on a scale of 1-100 to determine their unique risk profile. A score of 100 means extreme risk tolerance; 1 means very conservative. Most people fall between 20 and 80. Portfolios are designed around scores #24 through #89.

What makes GreenStar different from other advisors? +

GreenStar is fee-only and a legal fiduciary for all accounts. They focus on fully liquid investments so clients can exit at any time without penalties. Their incentive is to keep clients happy through excellent management and service, not through product sales.