Kirsch Wealth Advisors

Comprehensive planning for Long-Term, Enduring Wealth

Financial planner in Littleton, CO (show on map)

5.0

★★★★★

4 reviews

Financial advisor in Littleton, CO. Comprehensive financial planning for long-term wealth including investment, tax, estate, and retirement planning.

Call (303) 647-1220

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About

Kirsch Wealth Advisors, located at 8191 Southpark Lane, Ste 110, Littleton, CO 80120, with an additional office at 7893 Bayou Club Boulevard, Largo, FL 33777, provides personalized financial planning that integrates investments, insurance, taxes, and estate planning. Todd Kirsch has been offering investments and insurance since 1993 and holds the prestigious CERTIFIED FINANCIAL PLANNER (TM) certification along with Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU) designations from the American College.

The firm is a fiduciary committed to putting clients' best interests first. Services include investment planning, retirement planning, tax planning, estate planning, risk management, liability management, business planning, and charitable giving. They offer onboarding with discovery, visions and values, plan presentation, estate plan review, and ongoing plan review meetings.

Todd Kirsch has 30+ years of experience in investments and insurance (since 1993)

Former lawyer specializing in tax, securities and corporate law

CFP, ChFC, and CLU designations from American College

Member of Denver Estate Planning Council and Suncoast Estate Planning Council

Fiduciary commitment putting clients' best interests first

Two office locations: Littleton, CO and Largo, FL

Services

Comprehensive Financial Planning

Comprehensive financial planning that integrates investments, insurance, taxes, and estate planning. Provides a written plan including investment selection, tax planning, estate planning, risk management, retirement benefit options, liability management and cash flow management.

Investment selection Tax planning Estate planning Risk management Retirement planning Liability management Cash flow management

Investment Planning

Education on wide array of investment choices, advice on proper asset allocation, investment types to match time horizons of goals, investment risk review, portfolio rebalancing, mix of stock, bond, and alternative strategies, concentrated equity strategies.

Investment education Asset allocation Risk review Portfolio rebalancing

Retirement Planning

Retirement goal-setting assistance, optimization of Social Security benefits, strategies for investment withdrawals, analysis of cash flow, assessment of Roth versus traditional IRA options, analysis of annuity income, Required Minimum Distribution (RMD) facilitation, planning for bucket list items.

Goal-setting Social Security optimization Cash flow analysis RMD planning

Tax Planning

Annual tax return review, annual tax letter and report, Roth conversion opportunity identification, tax impact analysis from business sale, tax-loss harvesting strategies, insurance product analysis for tax deferral, IRMAA tax issue identification, tax-efficient retirement distribution planning, HSA education.

Tax return review Roth conversion Tax-loss harvesting IRMAA planning HSA education

Estate Planning

Estate document review, will versus trust planning assessment, estate attorney coordination, income and capital gains tax minimization for heirs, charitable strategy implementation for tax reduction, account and real estate titling advice, power of attorney oversight, estate tax liability minimization, life insurance policy analysis, gifting option assessment.

Document review Trust planning Tax minimization Charitable strategies

Risk Management

Review of existing insurance policies, creditor claim risk assessment, umbrella liability protection assessment, uninsured motorist protection assessment, asset title assessment, life insurance needs analysis, entity ownership discussions, long-term care needs analysis, auto and home insurance education.

Insurance review Umbrella liability Life insurance analysis Long-term care

Credentials & Certifications

CFP (Certified Financial Planner)

ChFC (Chartered Financial Consultant)

CLU (Chartered Life Underwriter)

J.D. - Boston University School of Law

BBA - Kansas State University

LPL Registered Principal

Reviews

Rating

★★★★★

Reviews

"My wife and I are delighted to count him as one of our closest advisors."

Frequently Asked Questions

What does Kirsch Wealth Advisors do? +

Kirsch Wealth Advisors provides comprehensive financial planning that integrates investments, insurance, taxes, and estate planning. They offer a written plan tailored to each client's unique situation, goals, and values.

What is Todd Kirsch's background? +

Todd Kirsch has been offering investments and insurance since 1993. Prior to that he practiced law for a large international law firm in tax, securities and corporations. He earned his J.D. from Boston University and BBA from Kansas State University. He holds CFP, ChFC, and CLU designations and is a member of the Denver Estate Planning Council and Suncoast Estate Planning Council.

What is the Kirsch Wealth Advisors approach? +

Kirsch Wealth Advisors takes time to understand each client's unique situation, goals, and values and then integrates every element of their financial life into one cohesive strategy. They are fiduciaries committed to putting clients' best interests first.

Where are Kirsch Wealth Advisors offices located? +

Kirsch Wealth Advisors has two offices: 8191 Southpark Lane, Ste 110, Littleton, CO 80120 (Phone: 303-647-1220, Fax: 303-647-1240) and 7893 Bayou Club Boulevard, Largo, FL 33777 (Phone: 727-275-9445).

What is the onboarding process at Kirsch Wealth Advisors? +

The onboarding process includes: (1) Discovery Meeting to understand goals and expectations, (2) Visions and Values Meeting to discuss lifestyle needs and set financial goals, (3) Plan Presentation Meeting to present the personalized plan and sign documents, (4) Estate Plan Review Meeting to review estate planning documents, and (5) ongoing Plan Reviews.