Lord and Richards

A Financial Team Empowering you to Find Your Freedom

Financial planner in Highlands Ranch, CO (show on map)

Lord and Richards is a fee-only wealth management firm dedicated to helping individuals achieve the retirement they desire through client-centric financial planning.

Call (720) 214-6801

Navigate to Visit website

About

Lord and Richards is dedicated to empowering individuals to live the retirement they've always desired. With a client-centric approach, their goal is to help clients pursue goals at every stage of life, from just starting the journey to retirement and beyond.

They provide comprehensive planning customized to each client's unique financial journey, with the primary goal of guiding clients towards achieving financial freedom.

Fee-only model - no commissions

Dynamic ongoing plan monitoring (not 'set and forget')

Active 401(k) management

BBB accredited

Serve pre-retirees, retirees, HNW individuals, and business owners

Services

Retirement Planning

Comprehensive retirement planning services including 401(k) management, income strategies, and ongoing plan monitoring to help clients achieve their retirement dreams.

401(k) management Income strategies Ongoing monitoring

Tax Planning

Tax-efficient strategies to maximize wealth and minimize tax burdens through proactive planning.

Tax-efficient strategies Proactive planning

Financial Planning

Comprehensive financial planning services including risk management, tax planning, and a holistic view of all financial aspects working together towards goals.

Risk management Individual planning Business planning

Asset Protection

Insurance products designed to protect wealth and provide peace of mind, including annuities, indexed universal life (IUL), and long-term care (LTC) insurance.

Annuities Indexed Universal Life (IUL) Long-Term Care (LTC)

Wealth Management

Bespoke financial services for high net worth clients addressing unique needs from wealth management to estate planning and tax optimization.

Bespoke services Estate planning Tax optimization

Estate Planning

Estate planning services for preserving and growing wealth for generations to come.

Credentials & Certifications

Investment Advisor - Lord and Richards Wealth Management, LLC

Frequently Asked Questions

What is Lord and Richards' approach to retirement planning? +

They take a dynamic approach with ongoing support and analysis unlike firms who adopt a 'set it and forget it' approach. They regularly review retirement plans and make necessary adjustments based on changes in life and financial situations.

What is unique about their 401(k) management? +

They actively manage 401(k) to ensure investments are optimized for growth and aligned with retirement goals. Research shows retirement accounts professionally managed by financial advisors can grow up to 75% larger compared to those that are not.

Who does Lord and Richards serve? +

They serve pre-retirees, retirees, accredited clientele (high net worth individuals), and business owners.