Moran and Long, CPA's

Trusted advisors for caregivers of loved ones, business owners and individuals

Accounting firm in Greenwood Village, CO (show on map)

Moran and Long CPAs offers comprehensive financial planning, tax services, and eldercare advisory for baby boomers and business owners.

Call (720) 635-3180

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About

Moran and Long CPAs, founded to serve the American Baby Boomer generation (1946-1964), provides tailored financial advice on retirement, Medicare, long-term care, and business transitions. The firm emphasizes personalized caregiving plans, tax optimization, and legacy preservation, leveraging extensive industry experience to guide clients through complex financial decisions with compassion and expertise.

Specialized focus on Baby Boomer retirement

Comprehensive Medicare and Social Security expertise

Integrated business sale and valuation services

Services

Medicare Planning

Guidance on Medicare costs, benefits, and enrollment strategies.

Coverage analysis Cost comparison Enrollment assistance

Social Security Strategies

Optimizing Social Security benefits timing and claiming options.

Benefit maximization Spousal and survivor analysis Tax impact assessment

Business Sale and Valuation

Maximizing business value and navigating sale processes.

Business valuation Strategic planning Due diligence support

Retirement Planning

Creating personalized retirement income strategies.

Goal setting Asset allocation Income projection

Estate and Legacy Planning

Planning for wealth transfer and minimizing estate taxes.

Trust establishment Gifting strategies Estate tax analysis

Long-Term Care Planning

Strategies for financing long-term care and protecting assets.

Cost analysis Insurance options Hybrid products

Credentials & Certifications

CPA

Certified Financial Planner

Frequently Asked Questions

What is the best age to start receiving Social Security benefits? +

The optimal age depends on individual circumstances, including health, retirement plans, and spousal benefits. Delaying until age 70 maximizes benefits due to delayed retirement credits, while starting at 62 reduces benefits. Consultation with a financial advisor is recommended.

How does the 2023 Social Security COLA affect my benefits? +

The 8.7% cost-of-living adjustment (COLA) effective January 1, 2023, increases the average monthly Social Security benefit to $1,827 for retired workers and $1,470 for disabled workers, reflecting inflation adjustments.

What are the tax implications of withdrawing from a retirement account while receiving Social Security? +

Withdrawals from retirement accounts are fully taxable, whereas Social Security benefits may be partially taxable depending on combined income. Strategically timing withdrawals and Social Security claims can minimize tax liability.