Retirement Architects LLC

Retirement by Design

Financial planner in Littleton, CO (show on map)

4.7

★★★★★

21 reviews

Retirement Architects helps clients design and implement personalized retirement compensation plans with secure income, growth, tax efficiency, and long-term care strategies.

Call (303) 285-6345

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About

Retirement Architects specializes in helping clients design and implement their own retirement compensation plans, focusing on secure monthly income, growth opportunities, tax-efficient strategies, long-term care planning, fee analysis, and risk assessment. Their personalized approach ensures clients retire happy and confident, with plans that are as unique as their financial goals.

Personalized retirement design

Comprehensive tax analysis

Long-term care planning

Fee transparency

Risk assessment with Riskalyze

Services

Secure My Retirement Income

Identifies income-producing assets and strategies to provide reliable monthly income in retirement, even during market downturns.

Guaranteed monthly income Downside protection Income sufficient regardless of market conditions

Grow My Portfolio

Builds on secure income with a growth portfolio featuring downside protection and trailing stop-loss mechanisms.

Trailing stop-loss Downside protection Preservation of capital

Increase My Tax Efficiency

Provides comprehensive tax analysis of all retirement income sources to optimize tax strategy.

Simultaneous income analysis Tax-efficient strategy identification Clear tax payment projections

Plan for Long-Term Care Expenses

Analyzes whether long-term care coverage is needed and offers tax-free life insurance options for LTC expenses.

Coverage analysis Tax-free life insurance options No use-it-or-lose-it policy

Understand My Fees

Discloses and optimizes fees within 401(k), IRA, Variable Annuity, or Brokerage Accounts.

Fee disclosure Fee reduction strategies Cost-effective investment options

Assess the Risk in My Portfolio

Uses Riskalyze software to stress-test portfolios and protect income-producing assets.

Stress testing Downside protection Preservation of nest egg

Credentials & Certifications

Certified Financial Planner (CFP®)

Retirement Income Certified Professional (RICP®)

Reviews

Rating

4.7

★★★★★

Reviews

"Have been using their financial services for over two years."

Frequently Asked Questions

What do I need to bring to my first appointment? +

Bring your financial summary and any questions or concerns. Within a few business days, we will address your concerns and answer your questions with a customized retirement design. In our next meeting, we will review your design to further educate you on key financial topics and strategies. Once you are happy with the design, we will discuss next steps.

What are your account minimums? +

We believe every household needs a retirement plan regardless of account values. If you’ve saved diligently for retirement, it will make the process more fun and useful. Most of our clients prefer to have us manage their entire portfolio, so funds not invested for producing income become investment accounts managed within our wealth management platform to grow your wealth.

How often do you meet with clients? +

Our clients receive 6-month and annual reviews. We meet as often as needed if there is a life-changing financial event.

How does Retirement Architects get paid? +

We do not charge hourly planning fees. Once your plan is ready, any funds used for annuities or insurance solutions result in commissions from the insurance company. For managed investments, we bill a management fee based on style and account balance, detailed in your plan. We assess rates to remain competitive and deliver the best value.