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Rocky Top Lending, Mortgage Broker

Financial services in Parker, CO (show on map)
Google 5.0
★★★★★
65 reviews

Mortgage Broker serving Colorado, Tennessee, and Georgia with a wide array of loan programs.

Call (480) 381-9377
Navigate to Visit website
Rocky Top Lending, Mortgage Broker website

About

Rocky Top Lending is a dedicated full-service Mortgage Broker, with access to 15+ banks. Founded in 2020, our Team has nearly 100 years of combined mortgage industry related experience and knowledge.

We specialize in Conventional fixed and ARM options, Jumbo, FHA, VA, USDA, 3-2-1 and 2-1 buydowns, Investment Purchases, and First Time Home buyer programs. By choosing a broker for you mortgage needs, we are able to shop rates and products across our wide array of banks. We provide one-on-one specialized customer service in deciding what program is right for you. Our clients are not only treated as a client now….but a client for LIFE. Your personal loan consultant will make your new home purchase, or refinance, a seamless transaction. Have no fears whatsoever when choosing Rocky Top Lending as your lifelong mortgage broker.

Access to 15+ banks
100+ years of combined team experience
Comprehensive loan program selection
Personalized customer service

Services

Conventional Fixed-Rate Mortgages

Traditional fixed rate mortgage with stable monthly principal and interest payments over the loan term.

Terms 10-30 years No prepayment penalty Impound account option

Adjustable Rate Mortgages (ARM)

Loans with an initial fixed interest rate that adjusts based on market indices after a set period.

Initial fixed period 1-10 years Margin + Index determines rate adjustments Caps limit rate changes

FHA Loans

Mortgages insured by the Federal Housing Administration for lower down payments and flexible credit criteria.

Minimum down payment 3.5% Flexible credit requirements Down payment assistance available

VA Loans

Veterans Affairs-backed mortgages offering no down payment and competitive rates for eligible veterans.

No down payment required Competitive interest rates No private mortgage insurance

Jumbo Loans

Loans exceeding conventional loan limits for higher-priced properties.

Higher loan amounts Competitive rates Varied qualification criteria

First-Time Home Buyer Programs

Specialized programs to assist first-time buyers with down payment assistance and favorable terms.

Down payment assistance Reduced closing costs Educational resources

Credentials & Certifications

President/CEO
Since 2020
Mortgage Loan Originator
Since 2020

Reviews

Google
Rating
5
★★★★★
Reviews
65
"He was fast, clear and consistent and so efficient!"

Frequently Asked Questions

What is the minimum down payment for an FHA loan? +

FHA loans require a minimum down payment of 3.5% of the home's purchase price.

How long is the initial fixed rate period for an ARM? +

The initial fixed rate period for an ARM can range from 1 month to 10 years, depending on the specific loan product.

What is required to qualify for a VA loan? +

VA loans require a Certificate of Eligibility (COE) and meet the credit and income requirements set by the VA.

Can first-time home buyers get assistance with closing costs? +

Yes, first-time home buyer programs at Rocky Top Lending offer reduced closing costs and educational resources.

What types of properties can be financed with a VA loan? +

VA loans can finance single-family homes, townhouses, condominiums in VA-approved projects, new construction, and manufactured homes or lots.

What is the maximum loan amount for a jumbo loan? +

Jumbo loan amounts exceed conventional loan limits, which vary by location but typically start at $548,250 for 2023.

Contact Rocky Top Lending, Mortgage Broker

Rocky Top Lending, Mortgage Broker
Category
Financial services
Wheelchair Accessible
Call (480) 381-9377

Opening Hours

Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours
Friday
Open 24 hours
Saturday
Open 24 hours

Location

Location of Rocky Top Lending, Mortgage Broker, 10940 S Parker Rd #223, Parker, CO 80134 · View on Google Maps

Screenshot Gallery

Get in Touch

Ready to work with Rocky Top Lending, Mortgage Broker?

Reach out today to schedule a consultation.

(480) 381-9377

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