Rocky Top Lending, Mortgage Broker
Mortgage Broker serving Colorado, Tennessee, and Georgia with a wide array of loan programs.
About
Rocky Top Lending is a dedicated full-service Mortgage Broker, with access to 15+ banks. Founded in 2020, our Team has nearly 100 years of combined mortgage industry related experience and knowledge.
We specialize in Conventional fixed and ARM options, Jumbo, FHA, VA, USDA, 3-2-1 and 2-1 buydowns, Investment Purchases, and First Time Home buyer programs. By choosing a broker for you mortgage needs, we are able to shop rates and products across our wide array of banks. We provide one-on-one specialized customer service in deciding what program is right for you. Our clients are not only treated as a client now….but a client for LIFE. Your personal loan consultant will make your new home purchase, or refinance, a seamless transaction. Have no fears whatsoever when choosing Rocky Top Lending as your lifelong mortgage broker.
Services
Conventional Fixed-Rate Mortgages
Traditional fixed rate mortgage with stable monthly principal and interest payments over the loan term.
Adjustable Rate Mortgages (ARM)
Loans with an initial fixed interest rate that adjusts based on market indices after a set period.
FHA Loans
Mortgages insured by the Federal Housing Administration for lower down payments and flexible credit criteria.
VA Loans
Veterans Affairs-backed mortgages offering no down payment and competitive rates for eligible veterans.
Jumbo Loans
Loans exceeding conventional loan limits for higher-priced properties.
First-Time Home Buyer Programs
Specialized programs to assist first-time buyers with down payment assistance and favorable terms.