Schaefer Financial Management

Honest relationships focused on you.

Financial planner in Centennial, CO (show on map)

Centennial, CO-based fee-only financial planning and investment management firm serving clients since 1989 with a fiduciary approach.

Call (303) 770-6700

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About

Schaefer Financial Management (SFM) was founded in 1989 as an independent investment advisory firm. They work entirely on a fee-only basis to minimize compensation-related conflicts of interest.

As a Fiduciary, SFM maintains no affiliation to any other firm or product provider and receives no indirect compensation. They offer financial planning (retirement, education, estate, insurance, tax planning) and investment management services, partnering with Charles Schwab as custodian since 1994.

Founded in 1989 with 37+ years of experience

Fee-only fiduciary — no conflicts of interest

Collaborative, integrated approach

Partner with Charles Schwab since 1994

No affiliation to product providers or indirect compensation

Services

Financial Planning

Comprehensive financial planning including retirement planning, education planning, estate planning, insurance analysis, and tax planning.

Retirement Planning Education Planning Estate Planning Insurance Analysis Tax Planning

Investment Management

Non-discretionary investment advisory services using publicly traded investments like mutual funds and ETFs, focused on overall portfolio allocation.

Portfolio Review Diversified Portfolios Employer Benefit Analysis Charles Schwab Custodian

Frequently Asked Questions

What is Schaefer Financial Management's approach? +

SFM takes a collaborative, integrated approach to financial planning. They believe in building relationships with clients and coordinating with outside professionals to deliver expertise across all aspects of their financial life.

Is SFM fee-only? +

Yes, SFM works entirely on a fee-only basis to minimize compensation-related conflicts of interest that would impair the advice they provide. As a Fiduciary, they maintain no affiliation to any other firm or product provider.

Who is SFM's custodian? +

SFM partners with Charles Schwab as their client's custodian and has been with them since 1994.