The Nick Barta Team at Security First Financial - Mortgage Lender

Colorado's Trusted Mortgage Guide

Financial services in Englewood, CO (show on map)

4.9

★★★★★

493 reviews

Nick Barta is a highly rated Mortgage Loan Originator and Division President at Security First Financial, recognized as the top FHA Loan Originator in the country. Based in Englewood, CO, specializing in down payment assistance programs.

Call (303) 709-9625

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About

Nick Barta serves homebuyers in Colorado with expertise in CHFA loans, metroDPA, El Paso County Turnkey, and CHAC Mortgage Assistance programs. As Division President at Security First Financial (a division of Golden Empire Mortgage, Inc.), he provides personalized mortgage guidance with a Hero Homebuyer Program for teachers, firefighters, law enforcement, healthcare workers, and military members.

Top DPA Lender in Colorado - access up to $25,000 in down payment assistance

Top FHA Loan Originator in the country

30+ years of mortgage experience

Custom mortgage solutions with swift in-house process

Hero Homebuyer Program: 1% lender credit (up to $5,000) for community servants

Deep Colorado market knowledge

Multiple DPA program options (CHFA, metroDPA, Turnkey, CHAC)

Services

CHFA Down Payment Assistance

Up to $25,000 or 3% of first mortgage in down payment assistance grants with no repayment required for qualifying buyers.

Up to $25,000 assistance No repayment required Forgivable grant Statewide availability

metroDPA Down Payment Assistance

Zero-interest, forgivable down payment assistance loan for Colorado Front Range buyers with qualifying incomes up to $195,600.

0% interest rate No payment required Up to 4% assistance Forgivable loan

El Paso County Turnkey Plus

0% interest soft second mortgage covering up to 5% of down payment or closing costs, with 50% forgiven over first 5 years.

0% interest 5% assistance 50% forgiven over 5 years Forgivable at 30 years

CHAC Mortgage Assistance

Affordable loans to first-time homebuyers for down payment and closing costs through the Colorado Housing Assistance Corporation.

Up to $12,000 3% interest rate Immediate payback or 5-year deferral options Disability program available

Mortgage Pre-Approval

Quick pre-approval process taking fewer than 10-15 minutes to complete, helping buyers understand their budget and move forward confidently.

10-15 minute application Budget insight Speedy turnaround Home search ready

Credentials & Certifications

NMLS #25540

CO License #100017626

Top FHA Loan Originator in the country

Reviews

Rating

4.9

★★★★★

Reviews

493

"He was patient, professional and really responsive."

Frequently Asked Questions

What is the first time home buying grant in Colorado? +

In Colorado, first-time homebuyers can benefit from the Down Payment Assistance Grant offered by Colorado Housing and Finance Authority (CHFA). This grant can provide up to $25,000 or 3% of your first mortgage, alleviating the burden of a down payment, with no repayment necessary.

How long does it take to get down payment assistance? +

The time frame varies based on the program and individual circumstances. Engaging with a knowledgeable lender early in the home-buying journey can help expedite the process.

What kind of home loans are available with down payment assistance? +

Various programs cover different loan types including FHA, VA, USDA, and Conventional Loans. The specific loan types available depend on the down payment assistance program chosen.