Valeo Financial Advisors

Bringing it all together

Financial planner in Denver, CO (show on map)

Fee-only independent financial advisory firm providing objective financial planning and investment advice. Founded in 2003, serving clients in 40+ states with locations in Indiana, Colorado, Illinois, and Virginia.

Call (888) 488-2536

Navigate to Visit website

About

Valeo Financial Advisors is an independent, fee-only financial advisory firm founded in 2003 to change the financial advising industry. Rather than product sales, they focus on advising clients in key financial areas including tax planning, cash flow, debt management, investment allocations, and estate planning.

Their transparent fee schedule is published on their website, based on net worth rather than assets under management. They serve clients in over 40 states from offices in Indiana, Colorado, Illinois, and Virginia.

Founded in 2003 to change the financial advising industry

Fee-only fiduciary - no product sales or commissions

One transparent fee based on net worth (not AUM)

Published fee schedule on website for all to see

Limits number of clients per advisor for quality service

75+ Certified Financial Planner professionals

Serves clients in 40+ states

Locations in Indiana, Colorado, Illinois, and Virginia

Comprehensive planning integrates all financial areas

Services

Financial Planning

Comprehensive financial planning integrating all financial areas including income tax, cash flow, estate, education funding, and investments.

Income Tax & Cash Flow Management Risk Management Estate Planning Education Funding Retirement Planning One transparent fee

Investment Management

Investment advice evaluating investments net of fees, taxes and risk, ensuring portfolios align with client risk profiles.

Fee-only structure Net-of-fees evaluation Non-traditional opportunities

Risk Management

Evaluation of current and future insurance needs working with existing agents to optimize coverage.

Current coverage evaluation Future needs assessment Agent collaboration

Estate Planning

Work with estate planning attorneys to ensure estates are easy to administer, tax-efficient and accurately reflect client wishes.

Asset ownership review Beneficiary designation analysis Attorney coordination

Education Funding

Various approaches to preparing for educational expenses integrated with tax, cash flow, investment and estate planning.

Tax-integrated approach Multiple savings vehicles

Credentials & Certifications

SEC Registered Investment Adviser

75+ Certified Financial Planner (CFP) professionals

Frequently Asked Questions

Are you a fiduciary? +

Yes, Valeo is a fiduciary. A fiduciary is a person who holds a legal or ethical relationship of trust with one or more other parties. They are committed to always putting their clients' interests ahead of their own.

Where are my investments held? +

They recommend Fidelity but can work with an established broker or custodian relationship that is already in place. Full disclosures are available on their website.

What states do you serve? +

Valeo serves clients in over 40 states with offices in Indiana (Carmel), Colorado (Denver), Illinois (Chicago), and Virginia (Richmond).

How is Valeo different from traditional advisors? +

Valeo focuses on comprehensive financial planning rather than product sales. They have one transparent fee based on net worth (not assets under management), and they publish their fee schedule publicly on their website. They limit the number of clients per advisor to ensure quality service.

What is Valeo's fee structure? +

Valeo charges a fee based on net worth (not assets under management), which eliminates conflicts of interest from product sales. The published fee schedule shows 0.500% on the first $7,500,000, 0.250% on the next $7,500,000, and 0.125% over $15,000,000. A minimum annual fee of $10,000 applies with a one-time transition fee for new clients.

When was Valeo founded? +

Valeo was founded in 2003 to change the financial advising industry by focusing on comprehensive advice rather than product sales.

Does Valeo sell financial products? +

No. Valeo is a fee-only advisory firm that does not sell financial products or receive commissions. This eliminates conflicts of interest and allows them to provide objective advice.

How many clients does each advisor work with? +

Valeo limits the number of clients each advisor works with to improve the client experience. They are known for providing quality service with accessible advisors working for a limited number of clients.